Platform Checklist

Use this checklist to ensure a smooth transition when taking your platform live with Finix.

The following are the key aspects platforms need to integrate with to go live with Finix. Completing this checklist ensures your platform is complete and transactions will be processed successfully. Platforms include the following experiences:

Taking your platform live largely depends on the payment experience you plan to build and the engineering resources you have available.

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Finix for Business users can refer to our Integration Checklist for details on how to build an integration with Finix.

We recommend reviewing our documentation and defining your payment experience before going live. (e.g. will you accept Apple Pay, how will you be alerted about disputes, when will sellers receive payouts, etc.)

The Finix Platform Checklist has the following key categories:

When you're ready to go live,let us know and our team will review your platform for live payment processing.

Account and Login

Once you've gained access to the Finix Dashboard, it's essential to create API Keys for your developers so they can begin integrating your platform with Finix.

Migration

If you're actively processing payments or have done so in the past, you can migrate data over to Finix to ensure no gaps in availability or billing comes up.

For more details, see Migrating Data with Finix.

Onboarding

You need to be able to onboard the sellers and service providers you sign onto Finix. This includes handling failure flows and onboarding rejections:

Onboarding Forms

Onboarding Forms manages the collection of seller information and the creation of API resources that get manipulated to move funds. Your platform needs to be able to onboard sellers using the form Finix provides and handle any onboarding rejections that come up.

  1. Create an Onboarding Form.
  2. Redirect users to the onboarding form.
  3. Retrieve the created Identity, Merchant , Payment Instrument.
  4. Handle any onboarding rejections.
  5. Upload files as needed to appeal any onboarding rejections.

Onboarding with the Finix API

Onboarding with the Finix API means your platform handles every aspect of onboarding sellers.

  1. Create an Identity for your seller.
  2. Create associated Identities as needed for additional owners or control persons.
  3. Tokenize the seller's bank account
  4. Onboard the seller by creating a Merchant .
  5. Handle any onboarding rejections.
  6. Upload files as needed to appeal any onboarding rejections.

Process Payments

Any platform that goes live needs to be able to process payments.

Depending on the payment methods you want to accept, your platform will need to handle these different flows:

Additionally, all platforms need to handle the following:

Card Payments

Your platform needs to handle the following to process transactions where the buyer pays with a card:

  1. Create an Identity for the buyer.
  2. Tokenize the buyer's card details using our Tokenization Forms.
  3. Process the payment by creating a Transfer.
  4. Handle payments that fail and their related failure_code.

Raw Card Payments

If you're fully PCI DSS compliant and want to handle raw card data:

Apple Pay Payments

To support Apple Pay, your platform needs to process an Apple Pay transaction with either:

Google Pay Payments

To support Google Pay, your platform needs to process a Google Pay transaction with either:

ACH (eCheck) Payments

Successfully process an ACH (eCheck) Payment where the buyer pays with their bank account details.

Payout and Fee Collection

Your platform needs to be able to payout sellers and collect fees:

Technical Considerations

A complete technical integration includes the following: