This article details how to create payments using the Virtual Terminal. The Virtual Terminal enables you to charge any credit or debit card directly from the Finix Dashboard.
Step 1: Create a Payment
To access the Virtual Terminal and manually create a payment:
- Log in to the Finix Dashboard.
- Click Transactions > Payments.
- Click Create Payment.
Step 2: Enter Payment Details
After clicking Create Payment, you'll see the Create a Payment form.
Entering payment details into the form is designed to be intuitive and straightforward. We recommend filling out every field in the Create a Payment form to make the payment easier to search for:
- Start by entering the Total Purchase Amount; the amount entered gets charged to the buyer's debit or credit card.
- In Description, enter any additional information, like order numbers or invoice details, that will help you easily reference the transaction later.
- Choose the Buyer. Click Add New Buyer if you don't see the buyer's details.
- Choose the Payment Method to charge. Only the first six digits and last 4 four of the card number will be visible. Click Add a new payment method if you don't see the last 4 digts of the buyer's card.
- Click Review Payment.
Review the Purchase Details and Payment Details to ensure the transaction gets processed alongside expectations. When you're ready, click Process Payment.
Step 3: Payment Confirmation
Once you've submitted the payment, a confirmation message will appear confirming that the payment was initiated.
- A Payment ID gets returned to help you track the status of the payment. The Payment ID is taken from the
Transfercreated to debit funds from the buyer. - Click Print Confirmation to print the Payment Confirmation page to provide your buyer with a receipt.
Step 4: Managing Payments
Click on the Payment ID to review the payment in detail, update the Description, or create a refund.
You can also use the tools available on the Payments page in the sidebar to search and retrieve past transactions.