Approved Merchant Category Codes
Learn about the sellers and MCCs that are approved to process payments on Finix.
In the finance ecosystem, Merchant Category Codes (MCCs) are used to classify businesses by the type of goods or services they provide. For example, grocery stores would use the MCC 5411, whereas department stores would use the MCC 5311. Beyond general record-keeping, MCCs are important because they contribute to interchange fee calculation, payment authorization rates, and fraud prevention.
Finix assigns customers a list of MCCs their Seller Merchants can select during the onboarding process. Customers offering a broad range of products and services may have an expansive MCC lists, whereas customers offering a narrower range of products and services would have a smaller list.
Below, you'll find the full list of MCCs that Finix currently supports. For information about prohibited and restricted businesses, see Prohibited and Restricted Businesses & Activities. Should you have any questions about whether Finix can support your business, please reach out to your Finix point of contact or email Finix Support.
Approved Merchant Category Codes
Below is a comprehensive list detailing the Merchant Category Codes (MCCs) that Finix supports.
|
MCC
|
Description
|
|---|---|
| 0742 | Veterinary Services |
| 0763 | Agricultural Cooperatives |
| 0780 | Horticultural Services / Landscaping Services |
| 1520 | General Contractors-Residential and Commercial |
| 1711 | Air Conditioning Contractors – Sales and Installation / Heating Contractors – Sales, Service, Installation |
| 1731 | Electrical Contractors |
| 1740 | Insulation – Contractors / Plastering Contractors / Masonry, Stonework Contractors / Stonework and Masonry Contractors / Tile Settings Contractors |
| 1750 | Carpentry Contractors |
| 1761 | Roofing - Contractors / Sheet Metal Work - Contractors / Siding - Contractors |
| 1771 | Contractors – Concrete Work |
| 1799 | Contractors – Special Trade, Not Elsewhere Classified |
| 2741 | Miscellaneous Publishing and Printing |
| 2842 | Specialty cleaning and sanitation services. |
| 4111 | Local/Suburban Commuter Passenger Transportation - Railroads, Ferries, Local Water Transportation |
| 4119 | Ambulance Services |
| 4121 | Taxicabs and Limousines |
| 4214 | Delivery Services – Local / Freight Carriers / Motor Freight Carriers / Moving and Storage Companies / Trucking - Local/Long Distance |
| 4225 | Storage / Warehousing, Public |
| 4457 | Boat Rentals and Leases |
| 4468 | Marinas, Marine Service, and Supplies |
| 4582 | Flying Fields |
| 4789 | Transportation Services, Not elsewhere classified) |
| 4812 | Telecommunications Equipment including telephone sales |
| 4899 | Cable and other pay television (previously Cable Services) |
| 4900 | Electric, Gas, Sanitary and Water Utilities |
| 5013 | Motor vehicle supplies and new parts |
| 5021 | Office and Commercial Furniture |
| 5039 | Construction Materials, Not Elsewhere Classified |
| 5044 | Office, Photographic, Photocopy, and Microfilm Equipment |
| 5045 | Computers, Computer Peripheral Equipment, Software |
| 5046 | Commercial Equipment, Not Elsewhere Classified |
| 5047 | Medical, Dental Ophthalmic, Hospital Equipment and Supplies |
| 5065 | Electrical Parts and Equipment |
| 5072 | Hardware Equipment and Supplies |
| 5074 | Plumbing and Heating Equipment and Supplies |
| 5085 | Industrial Supplies, Not Elsewhere Classified |
| 5094 | Precious Stones and Metals, Watches and Jewelry |
| 5099 | Durable Goods, Not Elsewhere Classified |
| 5111 | Stationery, Office Supplies, Printing, and Writing Paper |
| 5122 | Drugs, Drug Proprietors and Druggist's Sundries (Card-Present) |
| 5131 | Piece Goods, Notions, and other Dry Goods |
| 5137 | Men’s Women’s and Children’s Uniforms and Commercial Clothing |
| 5139 | Commercial Footwear |
| 5169 | Chemicals and Allied Products, Not Elsewhere Classified |
| 5172 | Petroleum and Petroleum Products |
| 5192 | Books, Periodicals, and Newspapers |
| 5193 | Florists’ Supplies, Nursery Stock and Flowers |
| 5198 | Paints, Varnishes, and Supplies |
| 5199 | Non-durable Goods, Not Elsewhere Classified |
| 5200 | Home Supply Warehouse Stores |
| 5211 | Lumber and Building Materials Stores |
| 5231 | Glass Stores / Paint and Wallpaper Stores / Wallpaper Stores |
| 5251 | Hardware Stores |
| 5261 | Nurseries – Lawn and Garden Supply Store |
| 5300 | Wholesale Clubs |
| 5309 | Duty Free Store |
| 5310 | Discount Stores |
| 5311 | Department Stores |
| 5331 | Variety Stores |
| 5399 | Misc. General Merchandise |
| 5411 | Grocery Stores / Supermarkets |
| 5422 | Freezer and Locker Meat Provisioners / Meat Provisioners - Freezer and Locker |
| 5441 | Candy Stores / Confectionary Stores / Nut Stores |
| 5451 | Dairy Products Stores |
| 5462 | Bakeries |
| 5499 | Misc. Food Stores – Convenience Stores and Specialty Markets (EXCLUDING: Personal Enhancement Products and/or Nutraceuticals) |
| 5511 | Car and Truck Dealers (New and Used) Sales, Service, Repairs, Parts and Leasing |
| 5521 | Automobile and Truck Dealers (Used Only) |
| 5532 | Automotive Tire Stores |
| 5533 | Automotive Parts, Accessories Stores |
| 5541 | Service Stations (with or without ancillary services) |
| 5551 | Boat Dealers |
| 5561 | Recreational and Utility Trailers, Camp Dealers |
| 5571 | Motorcycle Dealers |
| 5599 | Miscellaneous Auto Dealers |
| 5611 | Men’s and Boy’s Clothing and Accessories Stores |
| 5621 | Women’s Ready-to-Wear Stores |
| 5631 | Women’s Accessory and Specialty Shops |
| 5641 | Children’s and Infant’s Wear Stores |
| 5651 | Family Clothing Stores |
| 5655 | Sports Apparel, Riding Apparel Stores |
| 5661 | Shoe Stores |
| 5681 | Furriers and Fur Shops |
| 5690 | Direct Marketing – Insurance Services |
| 5691 | Men’s and Women’s Clothing Stores |
| 5697 | Tailors, Seamstress, Mending, and Alterations |
| 5698 | Wig and Toupee Stores |
| 5699 | Miscellaneous Apparel and Accessory Shops |
| 5712 | Furniture, Home Furnishings, and Equipment Stores, Except Appliances |
| 5713 | Floor Covering Stores |
| 5714 | Drapery, Window Covering and Upholstery Stores |
| 5718 | Fireplace, Fireplace Screens, and Accessories Stores |
| 5719 | Miscellaneous Home Furnishing Specialty Stores |
| 5722 | Household Appliance Stores |
| 5732 | Electronic Sales |
| 5733 | Music Stores, Musical Instruments, Piano Sheet Music |
| 5734 | Computer Software Stores |
| 5735 | Record Shops |
| 5811 | Caterers |
| 5812 | Eating places and Restaurants; includes food delivery |
| 5813 | Drinking Places (Alcoholic Beverages), Bars, Taverns, Cocktail lounges, Nightclubs and Discotheques |
| 5814 | Fast Food Restaurants; includes food delivery |
| 5817 | Digital Goods: Applications (Excludes Games) |
| 5832 | Antique Shops – Sales, Repairs, and Restoration Services |
| 5912 | Drug Stores and Pharmacies (Card-Present) |
| 5921 | Package Stores – Beer, Wine, and Liquor (in-person and online) |
| 5931 | Used Merchandise and Secondhand Stores |
| 5932 | Antique Shops |
| 5940 | Bicycle Shops – Sales and Service |
| 5941 | Sporting Goods Stores |
| 5942 | Book Stores |
| 5943 | Stationery Stores, Office and School Supply Stores |
| 5944 | Watch, Clock, Jewelry, and Silverware Stores |
| 5945 | Hobby, Toy, and Game Shops |
| 5946 | Camera and Photographic Supply Stores |
| 5947 | Card Shops, Gift, Novelty, and Souvenir Shops |
| 5948 | Luggage and Leather Goods Stores |
| 5949 | Sewing, Needle, Fabric, and Piece Goods Stores |
| 5950 | Glassware/Crystal Stores |
| 5964 | Direct Marketing - Catalog Merchant |
| 5970 | Artist’s Supply and Craft Shops |
| 5971 | Art Dealers and Galleries |
| 5973 | Religious Goods Stores |
| 5975 | Hearing Aids – Sales, Service, and Supply Stores |
| 5976 | Orthopedic Goods Prosthetic Devices |
| 5977 | Cosmetic Stores |
| 5983 | Fuel – Fuel Oil, Wood, Coal, Liquefied Petroleum |
| 5992 | Florists |
| 5995 | Pet Shops, Pet Foods, and Supplies Stores |
| 5996 | Swimming Pools – Sales, Service, and Supplies |
| 5997 | Electric Razor Stores – Sales and Service |
| 5998 | Tent and Awning Shops |
| 5999 | Miscellaneous and Specialty Retail Stores |
| 6300 | Insurance Sales, Underwriting, and Premiums |
| 6513 | Real Estate Agents & Managers |
| 7011 | Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified) |
| 7032 | Sporting and Recreational Camps (EXCLUDING Nudist Camps) |
| 7033 | Trailer Parks and Camp Grounds |
| 7210 | Laundry, Cleaning, and Garment Services |
| 7211 | Laundries |
| 7216 | Dry Cleaners |
| 7217 | Carpet and Upholstery Cleaning |
| 7221 | Photographic Studios |
| 7230 | Barber and Beauty Shops |
| 7251 | Shoe Repair/Hat Cleaning |
| 7261 | Funeral Service and Crematories |
| 7276 | Tax Preparation Service |
| 7277 | Counseling Service - Marriage, Personal |
| 7298 | Health and Beauty Spas |
| 7299 | Miscellaneous General Services |
| 7311 | Advertising Services |
| 7332 | Blueprinting and Photocopying Services |
| 7333 | Commercial Photography, Art and Graphics |
| 7338 | Quick Copy, Repro, and Blueprint |
| 7342 | Exterminating & Disinfecting Services |
| 7349 | Cleaning and Maintenance, Janitorial Services |
| 7361 | Employment Agencies, Temporary Help Services |
| 7372 | Computer Programming, Integrated Systems Design and Data Processing Services |
| 7375 | Information Retrieval Services |
| 7379 | Computer Maintenance and Repair Services, Not Elsewhere Classified |
| 7392 | Management, Consulting, and Public Relations Services |
| 7393 | Detective Agencies, Protective and Security Services – Including Armored Cars and Guard Dogs |
| 7394 | Equipment Rental and Leasing Services, Tool Rental, Furniture Rental, and Appliance Rental |
| 7399 | Business Services, Not Elsewhere Classified; Event Planning and Management |
| 7519 | Recreational Vehicle Rentals |
| 7531 | Automotive Body Repair Shops |
| 7534 | Tire Re-treading and Repair Shops |
| 7538 | Automotive Service Shops (Non Dealer) |
| 7542 | Car Washes |
| 7549 | Towing Services |
| 7622 | Electronics Repair Shops |
| 7623 | Air Conditioning and Refrigeration Repair Shops |
| 7629 | Electrical And Small Appliance Repair Shops |
| 7631 | Watch/Jewelry Repair |
| 7641 | Furniture, Furniture Repair, and Furniture Refinishing |
| 7699 | Repair Shops and Related Services –Miscellaneous |
| 7829 | Motion Pictures and Video Tape Production and Distribution |
| 7832 | Motion Picture Theaters |
| 7911 | Dance Halls, Studios and Schools |
| 7922 | Theatrical Producers (Except Motion Pictures), Ticket Agencies |
| 7941 | Commercial Sports, Athletic Fields, Professional Sport Clubs, and Sport Promoters; Sports arena and Stadium Management |
| 7991 | Tourist Attractions and Exhibits |
| 7992 | Golf Courses - Public |
| 7993 | Video Amusement Game Supplies |
| 7994 | Video Game Arcades/Establishments |
| 7996 | Amusement Parks, Carnivals, Circuses, Fortune Tellers |
| 7997 | Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses |
| 7999 | Recreation Services (Not Elsewhere Classified) (EXCLUDES Shooting Ranges) |
| 8011 | Doctors and Physicians (Not Elsewhere Classified) |
| 8021 | Dentists and Orthodontists |
| 8031 | Osteopaths |
| 8041 | Chiropractors |
| 8042 | Optometrists and Ophthalmologists |
| 8043 | Opticians, Opticians Goods and Eyeglasses |
| 8049 | Podiatrists and Chiropodists |
| 8050 | Nursing and Personal Care Facilities; Home Healthcare |
| 8062 | Hospitals |
| 8071 | Medical and Dental Laboratories |
| 8099 | Medical Services and Health Practitioners (Not Elsewhere Classified) |
| 8111 | Legal Services and Attorneys |
| 8211 | Elementary and Secondary Schools |
| 8220 | Colleges, Junior Colleges, Universities, and Professional Schools |
| 8241 | Correspondence Schools |
| 8244 | Business and Secretarial Schools |
| 8249 | Vocational Schools and Trade Schools |
| 8299 | Schools and Educational Services (Not Elsewhere Classified) |
| 8351 | Child Care Services |
| 8398 | Charitable and Social Service Organizations |
| 8641 | Civic, Fraternal, and Social Associations |
| 8661 | Religious Organizations |
| 8699 | Membership Organizations (Not Elsewhere Classified) |
| 8734 | Testing Laboratories |
| 8911 | Architectural – Engineering and Surveying Services |
| 8931 | Accounting, Auditing, and Bookkeeping Services |
| 8999 | Professional Services (Not Elsewhere Defined) |
| 9222 | Fines |
| 9311 | Tax Payments |
| 9399 | Government Services (Not Elsewhere Classified) |